You can use a software to keep track of where your money goes. There are also online services allowing you to enter details but they are either not free or they are only available in the United States.

Fortunately, there is one software that I know and it is available for download for FREE! Yes, free…no strings attached…No spyware, no malware, no adware, no virus… It is called Money Manager . It is available for download for F R E E at http://sourceforge.net/ It comes with reports built-in and you can create your own reports if the built-in reports is not enough for you.