12 Frugal Days of Christmas
The following is the first in a three part series written by Rachel who blogs at Keep it Simple. We are excited to have Rachel joining our team of contributing bloggers in 2009.

12 Frugal Days of Christmas!
Stretching that Christmas budget? Me too!
I want to share some of the things that my husband and I are doing this season to simplify our season and our budget. Before I get into the 12 Frugal Days of Christmas, you need to put on some holly jolly music and grab a cup of hot cocoa!
One the first Frugal Day of Christmas, set a budget for ALL your holiday spending. Here are some categories to consider: Gifts, Shipping and Postage, Travel, Additional Food, Entertaining/Hosting, Christmas Traditions, and Holiday Entertainment. Set a budget that is realistic for how much money you have set aside or can spare.
On the second Frugal Day of Christmas, look at your gift list. Is there anyone on this list that you think a thoughtful card would be appropriate versus a gift? Not that I’m discouraging generosity, but heartfelt words can go a long way too!
Have a long list? I did too! Here are some of the things I’m doing to cut back on the cost of giving thoughtful gifts:
On the third Frugal Day of Christmas, re-think your Christmas card giving. I’ll pass on some wisdom to you that my mom gave to me. Wait until you receive a card from someone to send one. That way, you never offend anyone! Everyone that bothered to send you one will receive one from you!
I make my own cards, but if you don’t have time for that, consider buying some at the Dollar Tree. Another wonderful idea, cut up cards you got last year into post card size, write a thoughtful note and send those! You’ll save on postage! If you didn’t think to save yours from last year, you can do that same thing with cards from the Dollar Tree and still save on that postage!
Try to hand deliver as many as possible! This will save on postage as well.
On the fourth Frugal Day of Christmas, take an inventory of the wrapping supplies you already have. If you don’t have a lot of Christmas paper, do you have any solid colored b-day paper that would work?
If you’re feeling really stretched in the budget, try not to spend any money in this category. Reuse what you have, and then get creative with the rest. Use white tissue paper, cut open brown grocery bags and tie them with rope or raffia for an old fashioned Christmas look. Have your kids decorate them with their hand prints or stamps!
Check back tomorrow for part two of the 12 Frugal Days of Christmas. If you are interested in guest blogging for Happy to be at Home’s Frugal and Fabulous Christmas email the 3 moms at 3moms@happytobeathome.net.
For more Tightwad Tips visit Mary’s blog.
AUTHOR | Toni
Toni, one of the original 3 Moms, is a military wife and stay-at-home(schooling) mom of six, soon to be seven great kids. On her personal blog, The Happy Housewife, she writes about saving money, healthy eating, recycling, homeschooling, life as a mom, and crafting.







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These are GREAT ways to keep the cost down ! I need to mention the things we are doing to keep our cost down too.
What a blessing your tips are !
Sherry | December 2nd, 2008, at 6:00 pm >>Blessings and ((HUGS)) my SSiC
In Him<
-Mary
That is an interesting concept about seeing what cards you get and then sending to those who send you a card. Definitely would cut down on spending on cards and stamps!
I think I might try this. 
12 Frugal Days of Christmas | Happy to be at Home | December 16th, 2008, at 3:45 pm >>[...] you missed the first two parts of the series click on the links to read Days 1-4 and Days [...]