We spent July “Conquering The Clutter.” In August, we focused on getting some extra “Face Time With The Kids.” (If you’re new to Happy To Be At Home, you can click here to find out what our six-month “End 08 Great Challenge” is all about.)

But this month, we are challenging all of us to get our financial lives in order. If you’re like me, this is something you always think about doing, but never fully commit to because it just seems too overwhelming. Well, during September, that’s all going to change! Together we can encourage and inspire each other to keep at it and get those finances fixed! We hope you’ll join us in this “Fixin’ Our Finances” challenge for the month of September.

Now let’s get to those finances!

First of all, if you are married we encourage you to work closely with your spouse on this challenge. Why not use it as an excuse to fit in some extra quality time for the two of you as well?

My husband and I will spend some time over the next few days focusing on goals. Because this subject can feel overwhelming, it is a good idea to start at the very beginning with a plan and goals. We will plan out what we’d like to accomplish throughout the month (for example, getting a budget down on paper, seeing areas where we can trim or where we need to increase, and getting a head start on some of our long-range goals). We’ll also compile a list of goals for the month, the rest of this year, a one-year plan, and a five-year plan. We may even go further than that if we are feeling especially ambitious.

There are four months left in 2008 for us to end the year on the right foot. We hope that this series has helped you to focus on what is important, to do what is necessary, and feel in control of your life.

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